As a credit card user, you must know the various rewards and benefits of owning one. Cashback credit cards have been gaining popularity in India because they provide cashback on certain transactions. A cashback credit card rewards the user for spending money by giving back a percentage of the total amount spent. If you are looking for the best cashback credit card in India, read on.
Best Cashback Credit Cards in India
OneCard Credit Card – The Best Cashback Credit Card to Consider
OneCard Credit Card is the best cashback credit card to consider in India. It offers up to 5% cashback on various categories such as groceries, fuel, dining, and online shopping. The card also provides great rewards up to 5X. It means there is no limit to how much cashback you can earn. Moreover, it comes with a credit card bill payment cashback app that provides an additional 1% cashback on credit card bill payments made through the app.
ICICI Amazon Pay Credit Card – The Best for Amazon Prime Members
The ICICI Amazon Pay Credit Card is the best cashback credit card for Amazon Prime members. It provides 5% cashback on Amazon purchases, 2% cashback on dining, fuel, and utility bills, and 1% cash back on other spends. Additionally, it offers a joining bonus of Rs 500 in the form of an Amazon Pay Gift Card.
HDFC MoneyBack Credit Card – The Best for Beginners
The HDFC MoneyBack Credit Card is the best cashback credit card for beginners. It provides 2 reward points for every Rs 150 spent and 2X reward points for online spending. You can redeem your reward points for cashback or other rewards. Moreover, it comes with a zero annual fee, making it an affordable option for beginners.
Standard Chartered Super Value Titanium Credit Card – The Best for Grocery Shopping
The Standard Chartered Super Value Titanium Credit Card is the best cashback credit card for grocery shopping. It provides 5% cashback on all grocery spends, 5% cashback on fuel spends, and 1% cashback on other spends. Additionally, it offers a joining bonus of Rs 750.
SBI SimplyCLICK Credit Card – The Best for Online Shopping
The SBI SimplyCLICK Credit Card is the best cashback credit card for online shopping. It provides 5X reward points on online spending, including Amazon, Cleartrip, Foodpanda, and more. These reward points can be redeemed for cash back or other rewards. Additionally, it offers a joining bonus of Rs 500.
Cashback credit cards have become increasingly popular in India due to their various perks and rewards. The OneCard Credit Card stands out as the best cashback credit card to consider in India due to its impressive cashback rates on multiple categories, unlimited cashback, and credit card bill payment cashback app.
Credit cards have become an integral part of our financial lives. They offer convenience and ease of use, and ability to earn rewards and cashback.
Researching and choosing a credit card that suits your spending habits and lifestyle is always important. By doing so, you can maximise the benefits and rewards your credit card offers and save money.